Nelson,
There is an excellent article on Kenrockwell.com ("How-to") on "Two Classes of Digital Cameras". The thrust of the article is that once you get up to a price close to what you pay for a DSLR, why not buy a DSLR. Now I can understand that if you wanted a compact P&S digital for size and weight. The 828 appears to be relatively large and bulky with a good lens but a very small sensor. From what I have read that it is very noisy beyond ISO 100. I do not remember what reviewers say about the 828 shutter's delay.
If instead of the 828, you purchase either a Canon Digital Rebel or the upcoming Nikon D70 for some additional cost, you then get faster, more accurate focusing, no shutter delay, choice of multiple lenses, a sensor 6 or 7 times the sensor size in the 828. You get very large 6mp rather than a tiny 8mp. The DSLR allows you to shoot at ISO 1600 acceptably.
Based on what I have read, I am not a fan of any of the current 8MP cameras digital P&S because the sensors are too small and too noisy at ISO's above 100, and they experience shutter delay.
I own a Canon A80. I suffer from Shutter delay, but it is small, lightweight, has a screen that twists in all directions, and I can take it everywhere. It suffers from everything that P&S 8MP's, but at least it is small and light and easy to carry. One day I will purchase either a DSLR or a reasonaly priced and reasonably featured digital G2 rangefinder if it ever becomes available.
Thank you for listening to my point of view. Good luck in your decision.
Howard